Thursday, April 3, 2008

The Premier Post

SO...after spending the last month or so compulsively checking personal finance blogs like some sort of junkie, I've decided to begin my own.

The name 'Change for a 20' (aside from being painfully clever) originated from the fact that I was 20 years old when I first conceived the idea to begin a blog. It also has a blatant monetary connotation- "Do you have change for a 20?", but for the most part it represents my reaching the age of 20 and deciding to take control over my finances.

As of April 1st, I am 21 years old.
I am in my junior year at the University of Massachusetts Amherst.
I am double-majoring in Real Estate/Entrepreneurship & Political Science.
I love money...and by 'love' I mean-borderline manic obsession.

The following compiles a list of all of my assets, and all of my liabilities, and finally my approximate current net worth.

Assets
Bank of America Checking - $60
Bank of America Saving - $35
E*Trade Saving - $304
E*Trade Brokerage (Cash) - $787
E*Trade Brokerage (Portfolio) - $178
Sharebuilder Brokerage - $150
ING Orange Saving - $1
2004 Toyota Corolla Type S (Trade-In Value) - $7,900
Personal Belongings - $2,500
Total Assets: $11,915

Liabilities
Stafford Student Loan - $11,625

Net Worth: $290

Thats pretty rough. My goal...Add 4 zero's in 15 years.

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